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Income Tax Calculator

Comprehensive Federal & State Income Tax Estimation for Tax Years 2025 & 2026

The Income Tax Calculator estimates the refund or potential owed amount on a federal tax return. It is mainly intended for residents of the U.S. and is based on the tax brackets of 2025 and 2026 (One Big Beautiful Bill). The 2026 tax values can be used for 1040-ES estimation, planning ahead, or comparison.

• Filing Profile: Choose your filing status and dependents to calibrate standard deduction thresholds and Child Tax Credits.

• Incomes & Deductions: Enter W-2 wages, dividend/capital gains, business earnings, and itemized deductions (SALT, mortgage interest, donations).

• Tax Year Toggle: Easily switch between 2025 and 2026 to see the impact of tax bracket inflation indexations.

Filing Profile & Status
Age 0–16 ($2k CTC)
Age 17+ ($500 ODC)
Additional deduction if 65+
Section 1: Income & Withholding Information
$
W-2 Box 1
$
W-2 Box 2
$
W-2 Box 17
$
W-2 Box 19
$
1099-INT
$
1099-DIV (0/15/20% rates)
$
Preferential rate
$
Taxed as ordinary income
$
%
Estimated state tax liability
Section 2: Deductions & Tax Credits
Max $2,500
$
Traditional IRA
$
SALT ($10k cap)
$
$
$
Max $3k / $6k
$
Up to $2,500 credit / student
$
$
$
$
Estimated Amount You Owe
$498.00

Your tax liability ($10998.00) exceeds your payments and withholdings ($10500.00).

Effective Tax Rate12.36%
Marginal Tax Bracket22%

Tax Return Summary Breakdown

Total Gross Income:$89,000.00
Adjusted Gross Income (AGI):$89,000.00
Deductions (Standard):-$15,000.00
Taxable Income:$74,000.00
Federal Tax Before Credits:$10,998.00
Total Tax Credits:-$0.00
Federal Tax Liability:$10,998.00
FICA & Self-Employment Tax:$6,502.50
Federal Tax Withheld:$10,500.00

Income Distribution & Tax Allocation

Take-Home Pay: $67,799.50 (76.2% of gross)

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